When to Expect Funds to Be Available After Initiating a Deposit

This article will help explain when to expect your funds to be available when depositing funds from your bank account to the Bakkt® App. 

After making a deposit, expect it to reflect as available within your account in 3-5 business days. Please keep in mind the following points regarding the expectancy of your deposit:

  • Once the deposited funds are available, they will then reflect under your Available Cash.

  • Please keep in mind that Saturday, Sunday, and holidays do not fall on business days.

  • Any deposit made after 7 PM EST time is processed on the following business day.

  • If a deposit is rejected for any reason it will take an additional 2-3 business days for the transaction to complete.

  • More than 2 rejected deposit attempts initiated under an account will lead to an account lock. Please reach out to customer care if you believe your account was compromised. 

  • Bakkt follows the holiday calendar designated by the Federal Reserve System. Click here to view a list of observed holidays.

If a deposit you initiated does not reflect in your account within 4-5 business days and you have considered the information provided above, please reach out to our customer care team.

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